Practical Options On International Student Health Insurance

education means going to school at least 6 hours a day. Eligibility also has to do with the student being enrolled effectively in associate degrees, bachelor, master, doctorate, or a structured college ELS program. The international student insurance policy could also be extended to include the spouse and children below 19 years of age. This is a unique feature of the health insurance policy. It is also important that the student should have either a J1 or an F1 visa to qualify for such insurance.

In renewing the insurance policy, the student who holds a J1 or F1 visa has around 30 days extension of his policy as grace period for renewal purposes. This extension of course, is subject to the payment of the necessary premiums.

There is also a prior condition exclusion period which is standard at one year from the effectiveness of an insurance policy. This means that a prior medical condition would not be treated under the policy coverage for a mean period of one year from the start of an international student insurance policy. During this one year period however, emergency facilities are provided for such chronic illnesses. A discussion on the different facilities afforded by the health insurance companies should also be made here separately.

Complete coverage is given for diagnosis and medical attention, hospital fees and medical care on car accidents, and x-rays and laboratory expenses. There is also limited coverage on diagnosis and medical care for

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