Homeowners Insurance Explained

those with good credit.

* Get discounts. You may qualify for discounts if you’re a non-smoker or a senior citizen, or if you install smoke detectors, sprinkler systems, or deadbolts in your home. Ask your insurer about all the discounts you qualify for and include them in your policy.

* Set your deductible as high as you can afford. The higher your deductible, the lower your premium.

* Shop rates on an insurance comparison website. Homeowners rates can vary dramatically from company to company. You can get rate quotes from multiple A-rated companies just by filling out a simple form on an insurance comparison website. On the best comparison websites, you can even talk with experts online to get answers to your questions and advice on how to save money on your premiums (see link below).

Visit http://www.LowerRateQuotes.com/homeowners-insurance.html or click on the following link to get homeowners insurance rate quotes from top-rated companies and see how much you can save. You can also get more tips in their articles section.