Home Insurance Coverage In Savannah, Georgia

however it is very common with any type of insurance policy for people to not have a clue what it says.  Those who own real estate should pay careful attention to what their policy language says including what is covered and what is not in the event of loss or damage.  Certain areas of the country such as Savannah, Georgia, may have different types of coverage than other regions.  Even though properties in this area experience severe weather conditions, there may be things an insurance company will not pay for.

Flood insurance is typically separate

If you do not live in a flood prone area, you probably did not pay much attention to flood coverage.  Folks in Savannah however are well aware of this natural threat and must be adequately prepared.  Home insurance in Savannah may include coverage for wind damage however it may not for flooding.  Flood waters, even ones that only come up a few feet, can destroy a home completely.  Water and mud damage can significantly damage a home’s foundation as well as the wood and drywall materials that it is built from.  Even shallow flood waters can cause a home to have to be knocked down and rebuilt from scratch.  Many individuals assume that insurance will cover most any type of damage to a home yet insurance companies often sell separate coverage for flood related damage.  This is not included in broad form coverage that people put on their homes.  Individuals who buy a home with borrowed funds will be required to