Getting the Most Out of Home Insurance Coverage

not be enough for everyone. This is where additional home insurance coverage comes to the rescue.

 

Coverage against natural calamities – Your home can be covered against disasters such as flood, earthquake, etc., in case you stay in a zone that is prone to such occurences.

 

Match your cost of living with guaranteed replacement cost insurance. However, for this type of policy, the premium rises with the cost of inflation.

 

Theft protection can be obtained not only for the home but also for your vehicles.

 

You can get your securities, credit cards also covered by through optional insurance. Any credit card forgery can also be covered through Credit card forgery coverage endorsement.

 

Insure high value or antique items of your house with personal article floater. Sometimes these items are not covered in your basic home insurance, since they might exceed the value of the policy. You can cover coin collections, stamps, guns and antiques through this insurance.

 

If you have a second home, you need secondary residence premises endorsement in addition to the basic policy.

 

Insure your sailboat with watercraft endorsement. You can add this option to your basic home insurance policy.

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