known as temporary health insurance, is a health insurance policy that provides insurance for a short period of time. The time period may be as short as a month and can also go up to 6 – 12 months. As far as working is concerned, short term health insurance works in a similar way as a long term health insurance. The only difference between the two is the coverage each policy provides. If you buy one short term health policy, you shall receive a health insurance card that will possess limits and deductible on the services of the policy.
The Need of Short Term Health Insurance
Short term health insurance proves to be very suitable to a section of the society such as students, temporary workers, etc. These people find a short term plan more economical and suitable since their stay in foreign land is not long. Buying a long term insurance policy can be very expensive considering the duration of their stay. These policies are also suitable for people who sport good health and do not wish to spend more on long term insurance policies. The short term insurance policy in essence provides one with an insurance against accidents and illnesses for a limited period of time, say not more than a year.
Coverage Limitations of Short Term Health Insurance
The difference between a short term and a long term health insurance plan is the coverage since a short term health plan does not cover pre-existing conditions and
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