What You Need to Know About Your Homeowners Insurance Before Building Your Swimming Pool

Reebok sneakers, you’re probably not going to feel too much of a hit on your insurance premiums. Most homeowners insurance companies that operate in these states are aware of the fact that most people are going to want to own swimming pools, and they do their best to be competitive. If you happen to live up north, however, it’s a slightly different story. When 8 months of snow a year makes swimming impractical for all but about eight weeks, not many people are investing in pools.

Your homeowners insurance rates may be the ones to pay the price for your individualism. Or your checkbook. However you want to look at it!

You can keep the cost to your homeowners insurance rates down by doing your homework. An in ground pool is going to cost more to insure than an aboveground one, especially if you decide to build a diving board. (Many insurance companies won’t even cover you if your pool has a diving board, so unless you happen to be a competitive swimmer you may want to think twice about adding this fun feature to your pool’s repertoire.) And by asking a professional to build or install your pool rather than trying to do it yourself you can reassure your homeowners insurance provider that you’ve done everything you can to make your pool as safe as possible.

When your pool is done, build a fence around it that shields it from prying eyes and install a No Trespassing sign on your front lawn. That way, the only way anyone could even