What You Need to Know About Your Homeowners Insurance Before Building Your Swimming Pool

There’s no better way to beat the heat this summer than by spending as much time as humanly possible hanging out in the swimming pool-especially if you’ve got the backyard space to build your own pool, beating the crowds at the YMCA! Before you build your own personal slice of aquatic heaven, however, there are a few things you really need to know about your homeowners insurance.

See, according to the laws of every state regarding swimming pools, you and you alone are responsible for what happens to people hopping in-whether you know them or not. That’s right. Believe it or not, you’re going to be responsible for the legal and medical bills if someone you’ve never even met sneaks into your yard, jumps in your pool without either permission or invitation and gets injured. They could theoretically sue you for thousands! And guess who’s going to be responsible for those legal fees? Right.

Your homeowners insurance.

Of course, it isn’t just perfect strangers you’re responsible for. Every person that swims in your swimming pool, or might get hurt walking around the outside, is your responsibility. Because of that, it pays to make sure your homeowners insurance is geared up and ready to go before you launch your pool!

If you happen to live in a southern state like Texas or South Carolina, where the blistering heat drives people to swimming pools in droves and backyard pools are almost as common as