Ways To Obtain Quotes For Home Insurance Before Your Loan Closing

will be required to provide the lender with Evidence of Insurance for the property prior to home closing.  The lender will require the home be covered with dwelling and liability coverage, and in some circumstances the lender will also require the home buyer to invest in Flood insurance and Hurricane insurance depending on the risks in the area the home is located.  If you are not sure where to begin to find the best home insurance South Florida providers at the most affordable rate, consider the options below and make the choice that is most convenient for you.

Mortgage Lender Recommendations

A majority of the time, the mortgage lender you are financing your home with will recommend a home insurer they work directly with.  The insurer recommended by the lender will generally be financially stable and well known in the industry for providing quality coverage types and adequate limits.  Many home buyers choose to bind coverage with the company recommended by the mortgage lender because it is extremely convenient.  The lender and insurance agent will communicate back and forth about details on the home, required coverage limits and premiums.  While they will also speak with the applicant to ensure coverages are adequate and to receive the final approval of the policy, securing home insurance recommended by the lender can be the quickest way to go.

Contacting Your Existing Auto Insurance Agent

Homeowners who are prepared to