against lawsuits regarding employee treatment, such as sexual harassment and discrimination. If you have a good system in place or you plan to manage the day-to-day operations of your business personally, then this protection might not be necessary. The coverage may be sensible if you depend on managers to operate your business.
Small Businesses can choose for a Business Owner’s Policy, which covers multiple risks. This policy has restrictions regarding size of the business. Refer to your insurance professional for more information.
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