The Sitch on Swimming Pools and Homeowners Insurance

your lawn, gets out, walks around to the back of your house, hops in your swimming pool and drowns, it’s your fault. It’s all a matter of liability-and since it’s your insurance provider that has to pay the bill for your liability claims they’re going to be extremely careful.

Location, Location, Location

In states like Florida or Texas, where backyard pools are almost as common as joggers by the Gulf, swimming pools aren’t going to have a significant impact on your homeowners insurance. On the other hand, if you happen to live in a northern state where it doesn’t stay warm enough in the summer to justify the expense of a pool and its upkeep you may find yourself paying out a little more each month. After all, your house just became the hottest party house in time!

How You Can Keep Your Homeowners Premiums to a Minimum

Nobody really wants to pay an absurd amount of money for their homeowners insurance, but no one wants to be without it in an emergency either! Lawsuits stemming from drowning, slips, falls and other nonsense that can take place in and around a pool are rarely inexpensive and always messy. Having to stand on your own in that situation is a nightmare. There are things you can do to protect your swimming pool and your bank account from disaster.

1)Build a fence around your pool to keep unwelcome visitors out.
2)Buy a pool cover, and keep it on when you’re not using it.