Texas Homeowner Insurance

against perils in your part of Texas that could strike your home at some point in time.

An HO-A policy will only cover perils specifically named on the policy, and they limited in the endorsements that can be added to the HO-A policy.

HO-A+ Policies

The HO-A+ policy provides additional coverage to the Texas homeowner by making available a host of endorsements or coverage additions to the base HO-A and thereby becomes a very viable means of acquiring extensive coverage on dwelling and contents.

HO-B Policies

For a slightly larger investment in Texas homeowner insurance, you can have your agent write an HO-B policy. HO-B policies offer replacement cost coverage for most perils associated with damage to your house, and named peril contents on or off the premises where the house is located. Replacement cost coverage can be added to the contents coverage alleviating depreciation when damaged items are replaced.

An HO-B offers an extended variety of endorsements. Talk to your agent about what these endorsements entail.

HO-C Policies

Texas HO-C homeowner insurance coverage represents the broadest possible policy type intended to anticipate the most common perils in your region and offer comprehensive replacement costs per the estimated risk you face balanced against the value of your home and its contents. The HO-C policy provides extended peril coverage on