Small Business Owners – Ensure that Your Subcontractors Carry Their Own Insurance Policies

the work done by subcontractors on your behalf. But, keep in mind that in many cases, your professional liability policy only protects your company, so if both you and your subcontractor are sued, the subcontractor is responsible for their own defense costs. That’s why it’s wise for all subcontractors to carry their own E&O policies as well – and you can easily require that they do by including it in your contract and asking for proof of coverage.

Remember – your client may bring suit months or even years after you and yo

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Jim Cochran –
About the Author:

Jim Cochran is the Owner of TechInsurance, an online provider of <a rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’, ‘/outgoing/article_exit_link’]);” href=”http://www.techinsurance.com/ProfessionalLiabilityInsurance.aspx”>insurance quotes for IT subcontractors</a>. Jim also provides <a rel=”nofollow” onclick=”javascript:_gaq.push([‘_trackPageview’,