Securing Your Property With an Insurance Hold

competitive quote for insurance?
I want to open an online business, possibly selling go carts. Legally can someone sue me if he gets hurt hurts someone or damages property.Do I need to get some sort of insurance, etc. to protect me
If i have an online business, such as selling go carts.If a person who buys it gets hurt, or hurts someone/damages property, etc. can I be help responsible(sued).Do I have to buy liability insurance

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