Secure Your Health with Health Insurance Plans

insurance plans are available: –

1. Comprehensive health insurance plans: – These plans will provide you a percentage of your total medical expense. These plans are very costly but they cover nearly total expense.

2. Scheduled health insurance plans: – These plans are not so expensive, so these are common in peoples. But have limited benefits. These plans are not so effective. They don’t give you all medical expenses. They give you maximum fixed amount of medical benefit.

Health insurance companies first checks the previous health record of person and current records too like smoking and drinking habits, weight or does he had any treatment done for any long term diseases. So they give them health insurance packages to choose according to that reports like a person having serious health issues have to buy comprehensive plans. This is called adverse selection. They also give discounts if person leaves smoking and stays healthy for long time. Other factors like lifestyle, high-price technologies, advance medical technology, age, drinking and smoking habits etc. also affect the health insurance cost. Some of the countries have made health insurance plans compulsory for every citizen.

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