Saving On Arizona Homeowners Insurance

Saving On Arizona Homeowners Insurance

–Saving on Arizona Homeowners Insurance

Saving on Arizona homeowners insurance can be a difficult task, but with the right agent who knows your situation such as a local agent in your area is best to seek information. 

Rebuilding Costs:  Many times people think they need to insure their house for the amount the amount purchased.  This is not the case. If your house were to completely burn down, you would still have the land. Your agent will be able to help you calculate replacement cost of the house.

Multi-Policy Discount:  Consider purchasing auto and homeowners insurance from the same company as most companies will give a multi-line discount.

Increase Your Deductible:  A deductible is the amount of money you pay on a loss before your insurance company pays for a claim. The higher you set your deductible, the more money you can save off the premium. Currently insurance companies recommend a minimum deductible of 0. Ask your agent how much you would save if you went with a 00 deductible.  A deductible is the portion of any claim that is not covered by an insurance provider. 

Home Security:  Many insurance companies will give a discount for smoke detectors, burglar alarms and