Right Home Insurance Coverage to protect your financial assets

property, loss of use, other structures, personal liability, animal liability, and medical payments.

Under homeowners insurance, you may schedule your valuable items and have a specified cash value in case of a loss. It is a very peaceful feeling when you know that the items you treasure are protected and can be financially replaced in case of a loss. Whether the damage is small like a minor wind loss or a big damage like a roof falling apart, your mind can rest assure when you know you are covered.

When purchasing a California Home Insurance policy make sure to review your coverage every year. As the economy changes so does the market value. Home prices appreciate and depreciate, make sure to stay on top of your coverage to get the best coverage and price for the market value of your home in case of a loss.

At the very end, on top of all your coverages, you may purchase an Umbrella policy not to only cover your home but all your watercraft, autos, home business and personal liability. Just remember Flood and Earthquake coverage are not included in homeowners insurance. These coverages must be purchased separately.