Looking For Manufactured Home Insurance

city lot, can often not be determined from a standard built home. They fit in beautifully with a landscape, have excellent designs, and in general are a welcome addition to a neighborhood. These homes need protection with Manufactured Home Insurance, the same as insurance for a standard house.

People sometimes become confused in identifying various homes. A site-built home is constructed on a building site, while a modular home is built in sections at a factory and transported to a site by truck. A manufactured home, on the other hand is constructed at the factory and is built on a steel chassis, with wheels. It is then pulled to a building site or mobile home park. Once the home is in place the wheels are removed, however it is possible to move it at a later time.

The insurance on these homes is very similar to what one would have on any other home. You can obtain personal property protection (for the loss or damage to personal property), family liability protection (against any judgments), guest medical protection, home and structure protection, plus living expenses for temporary housing if required because of damage to the home.

A manufactured home, as defined by Mobile Home Insurance companies is a single family house, constructed in a factory, and built to the required federal code. The insurance for this type of residence it is virtually the same as for a regular house. When purchasing insurance for manufactured homes part of the cost will depend on