Loading in Health insurance: Know about it!
Posted: Sep 17, 2010 |Comments: 0
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Suraj’s father suffered from a heart attack last year and had to undergo an emergency bypass surgery. Fortunately the surgery was a success. Suraj recovered most of his medical expenses from the family health insurance he had. Suraj was relieved; in fact he was thankful that he had a health insurance policy. But nothing prepared him for the jolt he got 8 months later when the renewal notice for his health insurance policy arrived; he found that his premium was hiked by almost 50%! From Rs.10, 000 premium p.a. he now had to pay Rs.15, 000. After checking with his agent and the policy wordings, Suraj was
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