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Nov 24, 2010

The Basics of a Property Insurance Policy

The insuring clause may state that the policy will cover all risk of physical loss or damage (or both) in respect of property identified in the policy, although many policies may simply state that the policy covers loss and damage to the property without identifying types of properly but thereafter excluding certain classes of property. Another phrase common in the London market is “damaged or destroyed”.

By:
Willis J. Watsonl

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