How to Get the Best Homeowners Insurance Rates

insurance comparison websites have a chat feature and a toll-free telephone service, letting you get answers to all your homeowners insurance questions from insurance professionals. (See link below.)

How do Insurance Comparison Websites Work?

To get quotes from an insurance comparison website, you complete a form with information about your home and your insurance needs. You will need to know such information as:

* The square footage of your home and the year it was built.

* The number of miles from your home to the nearest fire station and the number of feet to the nearest hydrant.

* How much coverage you want for your home. Your mortgage company probably requires minimum coverage amounts.

* How much coverage you want for your personal property. To help you decide how much coverage you need, you might want to do a home inventory.

* How much of a deductible you want. The higher your deductible, the lower your premium.

* Any discounts for which you might be eligible. You can typically get discounts for safety features such as smoke detectors and deadbolts and for placing your auto and home insurance with the same company.

Note: Be sure to ask your insurance professional about other discounts for which you might be eligible.

Once you complete this form, you’ll quickly receive