How to Get Cheap Homeowners Insurance in Connecticut

repairs or rebuilding costs when your home is damaged or destroyed by fire, vandalism, plumbing leaks, or storms. Standard policies do not cover damage caused by flooding, but you can purchase this coverage if you need it.

The amount of homeowners insurance you need should cover the cost of rebuilding your home. You can find out how much this would cost from a local builder or real estate agent.

*Personal property coverage – Homeowners insurance will pay for replacing your personal property when it’s damaged or destroyed by fire, vandalism, plumbing leaks, or storms.

The amount of personal property coverage you need should be enough to equal the total value of all your possessions – clothing, furniture, jewelry, electronics, appliances, tools, sports equipment, kitchenware, musical instruments, books, CDs, linens, etc.

* Personal liability coverage – Homeowners insurance will pay for an injured person’s medical bill and personal property damage repairs when you’re found to be at fault. It will also pay for your court costs and your legal fees.

The amount of personal liability coverage you need should be at least enough to cover your assets – checking accounts, savings accounts, CDs. mutual funds, stocks, bonds, etc. Most policy holders carry 0,000 to 0,000 worth of coverage.

Cheap Connecticut Homeowners Insurance Quotes

In order to get the