advisor.
Is Accessible: Finally, make sure your advisor is accessible by mail and phones. If you always find him/her attentive when you call, he/she is likely to be available to you during the claims procedure too.
And if you have a bad health insurance agent you can even Change your Health Insurance Agent.
Step 3: His advice is the final key to decipher if your health insurance advisor is a good one.
The most important thing for you is to buy a health insurance plan that suits your requirements and takes consideration of your budget. So rather than focusing on getting an inexpensive product, it would be advisable to opt for a plan that is beneficial in the long run. Only this will actually be a proper way of budgeting the outgo.
Analysis: Your advisor should give you a number of suitable products to choose from. He should provide detailed analysis to help you make a choice. It should be you who makes the final call while he gives you information that will help you make that call. If he pushes for one particular product without a good reason, think again about using his services!
Policy wordings: Just before you issue the cheque, it would be a good idea to ask him to give you the policy wordings. Read these carefully, as these are the actual terms and conditions of the products, that may not always be mentioned in detail on the brochure.Once you read through
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