Homeowners Insurance Advice – What you Should Know

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Get the Discounts You Deserve

Insurance companies typically offer numerous discounts that will lower your insurance bill. Common homeowner discounts include:

* Non-smoker and senior citizen discounts.

* Discounts for safety features such as alarm systems, smoke detectors, and deadbolts.

* Discounts for placing your homeowners and auto insurance with the same company.

Ask your insurance professional about these and any other discounts you qualify for.

Raise Your Deductible

The deductible is the amount you pay out of pocket before the insurance company begins to pay. The higher your deductible, the lower your premium, so set your deductible as high as you can afford.

Shop Around

You can save a lot of money on your homeowners insurance by comparing rates on an insurance comparison website. You type in your insurance information and multiple A-rated insurance companies send you quotes.

On the best insurance comparison websites you can even talk with insurance professionals and get more advice on homeowners insurance and how to save money on your homeowners premium (see link below).

Visit http://www.LowerRateQuotes.com/homeowners-insurance.html or click on the following link to