home insurance FAQ

basement (7′ of water ). I live down hill from them. Since we had alot and I…

On cancel a Ont. home insurance can they amendment the policy to a uninhabited dwelling and charge for the rewrite
Vacant property is more expensive to insure. If you originally insured it as non-vacant and the insurance company found out that you lied and it is vacant, they are inwardly their authority to re-rate your policy from…

Ontario mobile home insurance companys?
today a major insurance company advise me that due to a added room to mobile home cannot be insured and all other peril pass. they quoted me more or less 0.00 which is better than my current insurance of 0.00 per year. the home is 800 sq feet and the added rooms…

1k vs 500 for a home insurance deductible?
I’d like to reimburse for my home insurance upfront for the year. I’ve been shopping around and my choice immediately boils down to which deductible I should take. If I pilfer the higher discount then my premium is one and only 92dollars cheaper, if not consequently of course the…

a ask on home insurance?
what does “all peril” refer to? i know flood insurance is seperate for some claims but does not “adjectives peril” include flood? my interest is with personal property issues of loss due to flooding. Well, policies don’t SAY “adjectives peril”. It means, everything is covered. Agents