Home Insurance and its Benefits

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Home Insurance is a type of property insurance that covers private homes. It is an insurance policy that combines different personal insurance protections, which can include losses occurring to one’s home. It requires that at least one of the named insured occupies the home.

The home insurance policy is normally a term contract, a contract that is in effect for a fixed period of time. The payment the insured makes to the insurer is called the premium. The insured must pay the insurer the premium each term. Most insurers charge a lower premium if it