Home And Business Property Insurance Claim Help – Dealing With Your Insurance Company

own Insurance Adjusters to estimate the amount of property damage you have to your home and how much it will cost to fix it. Since the Insurance Adjuster in this case works for the insurance company, you have nobody that is evaluating the damage with your thoughts in mind.

The second reason that Insurance Companies underpay their property owners is simply because the average property owner doesn’t know any better. They see the insurance company and their Adjuster doing work, and when they come up with a payment number, it is automatically accepted that this is how much they should be paid for the damage.

A little known fact, is that all property owners can choose their own contractors and get multiple bids on conductng repairs to their home. You do not have to take the lowest estimate of the bunch. The lowst estimate could mean the work will also be the lowest quality. You, as a property owner, have the option of selecting the contractor with the highest estimate if you choose, and that is what the insurance company has to go by.

The problem with this option is that the average property owner doesn’t know how to go about this process. It can be very tedious, overwhelming, and plain confusing. The good news is that you can get an Insurance Adjuster that works striclty for the policy holder and has only your interests at heart. This type of Adjuster is referred to as Public Adjuster. A Public Aduster’s responsiblity is to