Health Insurance in India and Abroad

matters

More money per person is spent on healthcare in the United States than any other nation in the world. And active debates relating to the improvement of healthcare reforms form the top agenda of the democrats. There are regulations pertaining to health services in the USA, and the delivery mechanism is standardized there, resulting in low claims ratio. However, there is an absence of a governing body and regulatory mechanism in the health insurance sector in India.

State-wise differentiations

Unlike India which is a union of states, USA is a federation, wherein each state has its own constitution and frames its own rules. Similarly, each state in the USA, has customized health insurance products for people belonging to that particular state. For instance, a particular health insurance policy may be different in Illinois, from that in Texas. But in India, health insurance products are the same across states, throughout the country. To Know more about Health Insurance in India and Abroad

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