Health Insurance for Texas: Who Will Get Help In September?

will apply to health insurance plans that are “grandfathered in”as well as to new group plans, self-insured plans and new individual plans. It applies to anyone under the age of 19 regardless of whether they are employed or married.

Texas residents over the age of 19 with known health problems have had access to coverage through a high-risk state pool. Now those who have not had health insurance for the last six months, will also have access to health insurance through a federal Pre-existing Condition Insurance Plan.

Is An Ounce Of Prevention Worth A Pound Of Cure?

That famous quote from Benjamin Franklin, “an ounce of prevention is worth a pound of cure,” will finally be put to the test this fall. New Texas health insurance plans, starting on September 23, must provide “recommended” preventative services without requiring you to cover co-insurance, co-payment or a deductible.

With access to health screenings that are no longer cost-prohibitive, we can catch deteriorating health earlier to prevent suffering and save lives. Of course, it’s also cheaper to reverse health problems before they become life threatening, and that can help make health care accessible to more people by using healthcare dollars more effectively.

How Does Healthcare Reform Increase Coverage For Children?

On September 23, insurers have to allow children who do not have insurance through their own employment to be covered with their parents’ insurance until the children