Getting The Best From Business Insurance

Insurance

Getting The Best From Business Insurance

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Posted: Mar 30, 2010 |

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If you run a business where members of the public or customers come to your premises or you go to theirs, you should think about taking out public liability (PL) insurance.

Public liability insurance covers you if any awards of damages are given to a member of the public because of an injury or damage to their property caused by you or your business.

Incidents where customers slip or trip are among the most common accidents that can result in public liability claims. To give a practical example, if a liquid substance is spilled and not cleaned up properly and a warning sign is not displayed, a customer or member of the public could easily slip and fall over as a result.

If this person was to sustain injuries as a result of the fall, they may claim for compensation and this is where public liability insurance would be useful