Free Homeowners Insurance Quotes – Get the Cheapest Rates in Minutes

company your best bet is to go to an insurance comparison website where you’ll receive quotes from multiple companies. Then you can compare those quotes and choose the best rate from the best company.

The better insurance comparison sites even have a chat feature that allows you to talk online with an insurance expert who can answer any questions you may have. (See link below.)

Homeowners Insurance Discounts

* Raising your deductible by a couple of hundred dollars can save you a couple of hundred dollars a year on your insurance premiums.

* Adding safety features to you home like fire alarms, burglar alarms, sprinkler systems, fire extinguishers, dead bolts, and smoke detectors can get you a sizable discount on your homeowners insurance.

* Buying your homeowners insurance and auto insurance from the same company can save you a few hundred dollars on your premiums.

* Getting a senior’s discount, if you’re a retired senior, can get you 10% off your homeowners insurance with some companies.

* If the members of your household are all non-smokers you can get a non-smokers discount with most insurance companies.

Insurance Company Ratings

Last, but not least, you want to make sure you’re buying your homeowners insurance from a reputable company who will pay your claims and pay them on time.