Finding UK Business Insurance

onclick=”_gaq.push([‘_trackEvent’, ‘Articles’, ‘RelatedQuestions’, ‘Insurance’]);”>I want to open an online business, possibly selling go carts. Legally can someone sue me if he gets hurt hurts someone or damages property.Do I need to get some sort of insurance, etc. to protect me
I have a fully comprehensive motor policy in the UK my engine set on fire insurance company says this was an electrical fault and is therefore not covered can this be legal

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