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2) Whole Life is the simplest type of Newport Beach Life Insurance. Quite simply, it is a permanent policy that lasts for the duration of your life. It lasts as long as you do not cancel your policy. This type of coverage has a fixed premium and a fixed death benefit.

3) Universal Coverage is a relatively new type of coverage. It allows you to switch your switch your death benefit and premiums to fit your needs. This is the most flexible type of policy and is good for people who anticipate changes to their lives. This type of Irvine Life Insurance policy is also good for those who wish to have a monthly guarantee for their beneficiaries.

No matter which type of coverage you seek out, it is best to do your homework. When buying a policy one should always search for optimal coverage in addition to looking for the lowest prices.

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