Facts On Alabama Health Insurance

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If you want to save on health insurance costs, then choose to be employed at a company with 25 or more employees. Under the Health Maintenance Organization Act of 1973, companies with 25 or more people on their payroll are required to offer healthcare benefits to their employees.

* More options for dental healthcare plans

For dental healthcare, there are actually three kinds of plans that you can choose from: the traditional dental HMO plans, dental PPO plans, and dental discount plans. These are available throughout Alabama.

HMO and PPO plans are the real insurance plans: you pay the premiums and then the insurance company pays for the dental healthcare provider. Dental discount plans are not insurance plans, you pay an annual fee so you can benefit from dental services at discounted rates (typically 50% to 60% of professional fees). The rest of the billed amount you will have to pay from out of your own pocket.

* There are many healthcare providers

When it comes to healthcare plans, keep in mind that there are many healthcare providers and that the Internet has made it all possible for practically anyone and everyone to get health insurance quotes in minutes. When choosing a healthcare plan, it’s best to keep these things in mind:

– Your Actual Real-life Needs (Are you single or trying to raise a family? Do you need to go to a doctor often?)

– What You Want (Will any doctor do for