Explaining Health Insurance Exchange

individuals would also greatly benefit from health insurance exchanges because they would be able to see the many different health insurance plans and policies available to them.

Information about health insurance plans would be presented in a straight forward, objective, unbiased manner. It is unclear at this time whether there will be one nationally-run health insurance exchange, or whether there will be regional health insurance exchanges. It may be more effective to have regional health insurance exchanges, but yet there may be lower overhead with one national health insurance exchange. These final decisions have not yet been decided. It is also unclear who will regulate health insurance exchanges, whether it will be done by the federal or state governments, or whether outside agencies will be in charge of the administration of health insurance exchanges.

Congressman Rogers’ makes his opening statement on Health Care reform legislation that is under debate in Congress.
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