minimum on most policies is 0,000. We recommend at least 0,000.
Do you have enough homeowners insurance coverage? Make sure you have enough insurance to cover the cost of rebuilding your house at current construction costs. To figure out the amount of coverage needed, take the total square footage of the house and multiply by current local rebuilding costs per square foot. For example: A 2000 square foot home with local rebuilding costs of 0 per square foot (2000 * 150) comes to 0,000 of dwelling coverage.
A standard homeowners insurance policy includes four essential types of coverage. They include:
-Coverage for the structure of your home.
-Coverage for your personal belongings.
-Liability protection.
-Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster. Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster.
In addition to the coverages mentioned, there are many other coverages to consider depending on the type of house, the contents in the house and any other structures located on the property. We recommend a review of your coverages be handled by a Share on FacebookShare on TwitterShare on Google+Share on LinkedinShare on Pinterest
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