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your area. This agent is also not bound to write coverage for any particular health insurance company so he or she can give you an honest appraisal of various health insurance policies.

When you’ve found the right coverage, you’ll give information to your agent to complete the necessary forms. Be honest. It’s important to disclose your medical history thoroughly and accurately. Report all of your health problems to your agent. If any of your health information is misstated or incomplete, the company might refuse to pay your claims and could cancel your policy.

Amidst all the noise over health insurance reform, Vice President Joe Biden asks the important question, Who Do You Trust? Lori Heim, MD, (President, American Academy of Family Physicians) and Rebecca Patton, MSN, RN, CNOR (President, American Nurses Association) explain why doctors and nurses are calling for reform. November 30, 2009 (Public Domain)

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