Should you Buy Term Life Insurance and Invest the rest?
Should you Buy Term Life Insurance and Invest the rest? Article by Denise The pros and cons of Permanent and Term Life Insurance have been debated extensively. Term life insurance premiums are cheaper, but have no cash value attached. On the other hand permanent life insurance premiums are higher because the insurance company invests a […]
Beginner’s Guide to Life Insurance – Part 1
Beginner’s Guide to Life Insurance – Part 1 Article by William Ashworth Life insurance is protection against financial loss resulting from death. It is an insurance company’s promise to pay your beneficiary a specific amount of money when you die in exchange for timely payment of premiums. Although you may not think about it, your […]
Unemployment Rate indicates need for Life Insurance
Unemployment Rate indicates need for Life Insurance Article by Denise Mancini Has unemployment made you wary of new investments? Are you struggling to keep up with monthly expenses, and have you stretched your budget way beyond its limits? In times like this, it is natural for people to prioritize their expenses, and more often than […]
Five Things Everyone should know about Life Insurance
Five Things Everyone should know about Life Insurance Article by Denise Mancini Life insurance is one of life’s major decisions, often likened to a precious and lasting gift for one’s family. Despite the importance of this heartfelt gift, there are a few things about life insurance that few are aware of. Here is a list […]
Should Seniors Opt for Term or Permanent Life Insurance?
Should Seniors Opt for Term or Permanent Life Insurance? Article by Denise Mancini Life insurance policy needs are usually different at different stages of an individual’s life. When you’re just starting out as a young, single adult, you may see little use in getting your life insured.As you grow older, so do your responsibilities. You […]
Danger Zone: Obtaining life insurance when you work in a high-risk environment
Danger Zone: Obtaining life insurance when you work in a high-risk environment Whether you’re headed to Haiti as a volunteer helping to restore the earthquake-ravaged country, or to Iraq as an employee rebuilding its infrastructure, or even off the shores of Somalia as ship crewmember and scuba diving adventurist, you or your boss will most […]
Ways to Save on Life Insurance Costs
Ways to Save on Life Insurance Costs Article by Denise Mancini A tough economy coupled with a maxed out job market has changed the way Americans spend their money. While the good news is that more and more people are now saving money for a secure future, the not so good news is that they […]
Importance of Binding Life Insurance Coverage
Importance of Binding Life Insurance Coverage Article by Denise Mancini Everyone who applies for permanent or term life insurance should consider the importance of binding life insurance coverage. Processing your life insurance policy can take up to 60 days. During this period you are left without coverage which is not an ideal situation. Events in […]
7 Life Insurance concepts every individual buying a policy must know
7 Life Insurance concepts every individual buying a policy must know Article by i-save The need and importance of having adequate financial cover in the form of life insurance has been talked and written about enough over the last few years in India. While more and more people are realising the importance of securing their […]
High Risk Life Insurance- It Come Down To An Experience Agent
High Risk Life Insurance- It Come Down To An Experience Agent High Risk Life Insurance is generally purchased for two reasons: 1. You participate in hazardous activities or avocations (i.e. scuba diving, rock climbing, vehicle racing, flying as a pilot, etc.). 2. You have a health condition that is hard to insure (cancer, diabetes, heart […]
High Risk Life Insurance For Final Expenses
High Risk Life Insurance For Final Expenses The high risk life insurance market place has been an underserved market for many years. Most insurance carriers prefer to insure low risk clients for obvious reasons. There are several life insurance carriers that are very aggresive in the final expense market place. The primary objective in obtaining […]
Life Insurance For Seniors
Life Insurance For Seniors Senior life insurance is more expensive than life insurance for younger individuals because seniors are more of a risk to insure. That may sound unfair, but the biggest factor that determines life insurance rates is life expectancy. Life insurance companies go through a process they call underwriting. This process involves taking […]
How To Buy Life Insurance
How To Buy Life Insurance By Life Quotes, Inc. Staff Most people buy life insurance to ensure their loved ones are protected financially in the event of their death. But people don’t often realize that although paying funeral expenses and replacing income are two very important reasons to purchase a life insurance policy — you […]
Buy a Low Cost Term Life Insurance Right Away
Buy a Low Cost Term Life Insurance Right Away Article by Daavid Livingston Common public are always on the search for term life insurances which can be completed easily. It is because of this reason; low cost term life insurance is so popular. This term life insurance offers so many short term period plans; in […]
What Exactly Is a Whole Life Insurance Policy?
What Exactly Is a Whole Life Insurance Policy? Article by Francesco Pratt To begin with, you need to understand that life insurance falls into two very broad categories: Whole and term. The basic difference between term and whole life insurance is this: A term policy is life coverage only. In whole life insurance policy, as […]
Life Insurance Know When To Buy
Life Insurance Know When To Buy Term life insurance has seen a spike in policies sold in 2009 due to the crippling effect of the economy for many.Term life insurance is the a necessary step for virtually all young families. While I understand that nobody wants to think about death at 25 or 30 years […]
By Choosing The Life Insurance No Exam, One Can Obtain A Life Insurance Coverage Within A Short Span Of Time
By Choosing The Life Insurance No Exam, One Can Obtain A Life Insurance Coverage Within A Short Span Of Time Article by David Livingston For an employee obtaining an life coverage is a difficult situation. One cannot get policy of his choice. But the position is different. Even sometimes back, many companies started new methods, […]
Buying Life Insurance After Being Diagnosed With Cancer
Buying Life Insurance After Being Diagnosed With Cancer The American Cancer Society estimates doctors will diagnose over 1.4 million new cases of cancer in the U.S. in 2007, with more than 559,650 cancer-related deaths. If you are among the majority of cancer patients and survive for at least five years following your diagnosis, you may […]
Single People Don’t Need Life Insurance …and nine other life insurance misconceptions debunked Allstate and its member companies
Single People Don’t Need Life Insurance …and nine other life insurance misconceptions debunked Allstate and its member companies Article by Chris D 09/15/2005 – NORTHBROOK, Ill. Single people or couples without kids don’t need lifeinsurance. Lifeinsurance is too expensive. Stay-at-home parents do not need lifeinsurance because they don’t earn a paycheck. These and other misconceptions […]
Single with no children? Consider life insurance
Single with no children? Consider life insurance By Michelle Matlock, Life Quotes, Inc. If you were to ask a single person if they have purchased life insurance, don’t be surprised if they look at you blankly. It’s true that singles who are young and healthy rarely think about their own mortality yet alone life insurance, […]
