make a mistake at some time or other, and you will need to protect your company against lawsuits.
If you have any company vehicles, you will also need Commercial Auto Liability Insurance. If your business is going to be transporting people or goods with a company vehicle, Commercial Auto Liability Insurance is a must. When you purchase a package for this insurance, the following things are generally included: auto liability, medical payments, collision coverage, comprehensive coverage, coverage for borrowed or rented autos, uninsured or under-insured motorists coverage, and coverage for employees using their own cars for business purposes.
The other category of business insurance is Employee Benefits. Included in this is health insurance, dental insurance, pension plans for retirement, life insurance, disability income, and vision insurance. A business may choose to have all of these, some of these, or even none of these. Health insurance is the most commonly offered. Businesses may choose to offer these to their employees for a few reasons: for employee morale, to reduce employee turnover, and for tax benefits.
To find business insurance online, you can look at the websites of the different insurance companies and request a quote online. Many companies offer both P & C Insurance and Employee
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