and buy the health insurance policy online. There is no need to be physically present.
Services after buying the policy: Online models are generally provided by organizations and not individuals. These organizations tend to have much stronger processes in providing you all services required after your buying the policy, including claims related services. Yes, some such organizations also sell through their sales people interface, but mostly such people interfaced selling is resorted to by individuals. These individuals do not have the wherewithal to provide comparable robust services post your buying the policy.
No dependence on one person: Since people interfaced selling is resorted mostly by individual agents, you are dependent on that one individual for any service you will require after you buy the policy. You are thus exposed to the hazard of this individual not being available when the need is the highest – like in the event of a claim. Since Online model selling is done mostly be organizations, you are not person-dependent when you need any service.
Better influence with insurance companies: Being organizations, entities that sell through the online model are aggregators of larger volumes of policies and premium. Their influence on
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