A guide to insuring an unoccupied home, building or vacant property

insurance and can even be offered to properties undergoing minor repairs such as painting and decorating or the fitting of kitchen units.

 

So how much will it cost to insure a vacant property?

 

Each insurance quote is different for an unoccupied property insurance policy, the cost will depend on the level of cover, post code and most importantly the building sum insured (the re-building cost of the property).

It is normally safe to say that this type of insurance will cost more than a standard type of household insurance.

 

So how can I reduce the cost and get a cheaper quote for unoccupied home insurance?

 

Find a specialist insurance broker such as Coversure insurance services. Their expertise will prove invaluable in guiding you through the insurance process. Visit www.coversure.co.uk/huntingdon

 

Know the re-build cost of your property, there is little point being over insured, but it is imperative that you are not under- insured as in the event of a claim, insurers have the right to apply the law of average, which means they can reduce your claim by the same percentage that you have under-insured the property.

 

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