What is a Health Insurance Exchange?

What is a Health Insurance Exchange?

The health reform acts that President Obama signed into law in March 2010 called for the creation of health insurance exchanges. These health insurance exchanges are meant to provide consumers with a one-stop market where they can find information about health plans, learn about health insurance policies, and be able to quickly apply and enroll in a health insurance plan.

When the law was signed into effect, there were only a few health insurance exchanges already in effect. These were in Massachusetts, New York, and Utah. Two other states had attempted to have health insurance exchanges, but these failed in that they did not serve the function and purpose they were meant to serve. However, now the states are all implementing the health insurance exchanges and the federal government is regulating them to make sure that they work as intended.

In Georgia, you can get a lot of information on health plans at georgiahealthinfo.com. This web portal serves as health insurance exchanges in that it provides information that consumers might need about health insurance and health plans. There is also information about health insurance vocabulary, government-subsidized alternatives for those with financial need, and lists of other important resources. These are some of the things that health insurance exchanges are supposed to do for consumers.

The regulations demand that health insurance exchanges be written in simple, easy to

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